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Insights Straight to Your Inbox

Tips, freebies, event invites, and more to make your Childfree life even more amazing

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Episode 116: Money Goals & FIRE

December 11, 2024

|

36 Minutes

Listen On

Episode Summary

What if you could crush $300K in debt, build a $1M net worth, and still have time for joy and balance?

What if you could crush $300K in debt, build a $1M net worth, and still have time for joy and balance? 💡 In this episode of the Childfree Wealth Podcast, Dr. Jay sits down with Bernadette Joy, founder of Crush Your Money Goals, to talk about her incredible financial journey. From wiping out massive debt in three years to planning early retirement by 40, Bernadette shares her secrets to achieving financial freedom. 🌟

Together, they dive into:

  • How political awareness plays into financial independence 🗳️
  • Rethinking traditional retirement with the FIRE mindset 🔥
  • Balancing financial goals with personal growth, including her ‘Screenless Sunday’ habit 📵
  • Actionable steps for designing a life you love 💸

Tune in for a conversation packed with inspiration and practical advice to crush your own money goals!

Connect with Bernadette here!

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Order Bernadette’s book

About our Guest: As the eighth child in my dad's brood of nine and a first-gen Filipina-American, I understand if you feel like you missed the money memo.

I'm your millionaire mentor and head of Crush Your Money Goals®, your personal finance training company serving up education with a side of sass.

Yes, I have two bachelors, an MBA, and a decade of Fortune 100 and tech startup experience. But my real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing my first $1 million to retire early in my 30s! 🚀

Now I enjoy financial freedom with my husband AJ: K-Pop, dance, yoga, karaoke and spoiling my nieces and nephews as their traveling rich auntie.

Learn money strategies so simple, you won't believe how less stress you'll feel with money. I want you to have my 5-step secret recipe for ditching debt, mastering savings and investing for financial peace. 💸 xo, Bernadette Joy

#CrushYourMoneyGoals #ChildfreeWealth #FIREMovement #DebtFreeJourney #FinancialFreedom #MoneyMindset #RetireEarly #FinancialIndependence #ScreenlessSunday #MoneyGoals #BudgetingTips #DebtFreeLiving #NetWorthGrowth #PersonalFinance #SmartMoneyMoves #WealthBuilding #ChildfreeLife #Financi

About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at Childfreewealth.com or learn more about estate planning at Childfreetrust.com

Join the conversation on social media:

Instagram: https://www.instagram.com/Childfreeinsights
Facebook: https://www.facebook.com/ChildfreeInsights/
LinkedIn: https://www.linkedin.com/company/Childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights

Disclaimer: This podcast is for educational and entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast…

Sorry, no transcript is available for this episode, but all episodes from 2026 on will feature full transcripts for accessibility.

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