As the year comes to a close, it’s time to pause, review, and make sure your finances are in shape for what’s next. Dr. Jay and Childfree Wealth Specialist® Scott Barnes walk through their 2025 Year-End Financial Checklist – covering everything from tax strategies and RMDs to Medicare IRMA surcharges, spending analysis, and estate planning for Childfree individuals.

They discuss what’s changed this year, what you need to know before the calendar resets, and how to make smart financial decisions that align with your goals and values.

From avoiding penalties to ensuring your estate plan reflects your wishes (including care for your pets), this conversation is packed with practical insights to help you end the year confident and prepared.

Tune in for clear guidance, actionable steps, and a reminder that financial planning isn’t just about saving money—it’s about designing a life that truly fits you.

We’ll cover:

00:00 — End-of-Year Financial Planning Overview
04:12 — Tax Strategies That Still Work (and What’s New)
09:45 — RMDs, IRMA Surcharges and Medicare Must-Knows
15:30 — Spending Analysis: Does Your Money Reflect Your Values?
22:18 — Estate Planning for the Childfree: Protecting Your Legacy

Mentioned in this episode:

– Get the Childfree Wealth®'s 2025 Childfree Tax Guide: https://childfreewealth.com/2025-childfree-tax-guide/

– Childfree Trust® Website: https://childfreetrust.com/

– Childfree Wealth® Checkup: https://childfreewealth.com/schedule-a-checkup/

About Childfree Life by Design:

Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.

Connect with Us:

Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com

Join the conversation on social media:

Instagram: https://www.instagram.com/childfreeinsights
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LinkedIn: https://www.linkedin.com/company/childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights

Disclaimer: This podcast is for educational and entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast…